Below is a typical score card with 4 players matched up against each other. The explanation of points follows and hopefully this will clear up any questions.
															Ordered Handicaped Holes
															Hole #	18 Hole hcp	9 Hole hcp
															1	1	1
															2	15	8
															3	9	5
															4	17	9
															5	7	4
															6	13	7
															7	3	2
															8	11	6
															9	5	3
	1st Match - Even handicaps
	Hole #	1	2	3	4	5	6	7	8	9
	Handicap	1	8	5	9	4	7	2	6	3
											gross score	net score		Player 5A and 6A both have a handicap of 7, so there are no strokes given. Match is played straight up by points and the ending raw point total is tied 9 to 9. Player 6A gets 4 extra points by scoring the low net; 1 less net score 43 (50-7) to Player 5A's 44 (51-7). Player 6A gets 13 points total.
	Player 5A	6	6	6	7	6	7	4	4	5	51	44
	Strokes	0	0	0	0	0	0	0	0	0	0
	Points	1	0	2	0	0	1	2	2	1	9
	Player 6A	6	5	7	5	4	7	6	5	5	50	43
	Strokes	0	0	0	0	0	0	0	0	0	0
	Points	1	2	0	2	2	1	0	0	1	9
	2nd Match - Player 5B hcp 12; Player 6B hcp 7
	Hole #	1	2	3	4	5	6	7	8	9
	Handicap	1	8	5	9	4	7	2	6	3
											gross score	net score		Player 5B's handicap is 12. 6B's handicap is 7. Player 6B must give Player 5B Five strokes. The holes that 5B gets an extra stroke are 1,3,5,7 and 9. On hole 7 where 5B scored a 6 and 6B scored a 5, they actually tied and each player gets a point. The sum of points for each equals 9, and Player 5B gets the 4 points for low net as he scored a 39 (51-12) and 6B scored a 40 (47-7).
	Player 5B	7	5	6	7	5	7	6	3	5	51	39
	Strokes	1	0	1	0	1	0	1	0	1	5
	Points	0	0	2	0	0	2	1	2	2	9
	Player 6B	5	4	6	6	3	8	5	4	6	47	40
	Strokes	0	0	0	0	0	0	0	0	0	0
	Points	2	2	0	2	2	0	1	0	0	9
	3nd Match - Player 5C hcp 12; Player 6C hcp 14
	Hole #	1	2	3	4	5	6	7	8	9
	Handicap	1	8	5	9	4	7	2	6	3
											gross score	net score		Player 5C's handicap is 12. 6C's handicap is 14. Player 5C must give Player 6C two strokes. The holes that 6C gets an extra stroke are 1, and 7. On hole 1 where 6C scored an 8 and 5C scored a 7, they actually tied and each player gets a point. The sum of points for 5C = 13; 6C = 5. Net scores; 5C = 38 (50-12) and Net 6C = 43 (57-14).  Player 5C gets the 4 points for low net.
	Player 5C	7	5	6	5	5	7	5	3	7	50	38
	Strokes	0	0	0	0	0	0	0	0	0	0
	Points	1	2	2	2	0	2	2	2	0	13
	Player 6C	8	6	8	6	2	8	8	6	5	57	43
	Strokes	1	0	0	0	0	0	1	0	0	2
	Points	1	0	0	0	2	0	0	0	2	5