2007 Medicare Presciption D Creditable Coverage

Dear Participant in the Jefferson Lab Medical Health Plan:

In compliance with the Medicare Part D mandate, Jefferson Lab is providing the attached notice of creditable coverage. This notice is intended for anyone covered under Jefferson Lab's medical plan that is eligible for Medicare due to age (age 65 or older) or disability.

The attached creditable coverage notice confirms that the prescription drug benefits provided by Jefferson Lab are equal to or richer than the standard benefits offered under Part D. Most people will receive equal or better prescription coverage by remaining in Jefferson Lab's medical plan and not enrolling in Medicare Part D. This might not be true for you, especially if your income places you at or near the Federal Poverty guidelines.

The attached creditable coverage notice confirms that the prescription drug benefits provided by Jefferson Lab are equal to or richer than the standard benefits offered under Part D. Most people will receive equal or better prescription coverage by remaining in Jefferson Lab's medical plan and not enrolling in Medicare Part D. This might not be true for you, especially if your income places you at or near the Federal Poverty guidelines.

Even though the Medicare Part D program may penalize individuals who don.t enroll when first eligible, the fact that the Jefferson Lab medical program is "creditable coverage" will allow you to avoid any late enrollment penalties if you enroll in the Medicare Part D program in the future. Therefore, it is important that you keep the attached creditable coverage notice for your records.

If you or a family member are eligible for Medicare (or will be eligible in the coming year) and covered by the Jefferson Lab medical plan, please read the attached notice and keep it in your records as proof of creditable coverage. If you have any questions, please contact Human Resources (Douglas Roeder 269-7576 or Treva Ferguson 269-7291).

Human Resources

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