2019 Benefits Online Open Enrollment Period is Underway

Posted on Behalf of Human Resources Benefits Office

Attention All Regular and Term Employees,

The 2019 Benefits Online Open Enrollment Period for JSA began on February 11, 2019, and will be offered through Friday, February 22, 2019. This is your opportunity to review and, if necessary, modify your benefits options. Below are a few reminders concerning the Open Enrollment process as well as important updates regarding any plan changes.

Default Enrollment
If you are NOT changing your benefits, NOT selecting a medical option outside of the default health plan, and do NOT want to enroll in or continue to contribute to a Flexible Spending Account (FSA), you do not need to re-enroll. Your current benefit elections will remain on file and be effective for the April 1, 2019 – March 31, 2020 benefit year.

You WILL need to access the Employee Self Service (ESS) System:

  • To make changes to your current benefit elections.
  • To participate for the first time in a Medical Care or Dependent Care Flexible Spending Account Plan.
  • To continue your enrollment in a Medical Care or Dependent Care Flexible Spending Account since your elections do not roll over from year to year.

To access the Open Enrollment system go to the Lab's Insight page and locate the link under Announcements, or follow this link to the Deltek Time & Expense System: misportal.jlab.org/time

  • Log in and select “Self Service” at the top of the page;
  • Select "Payroll & Benefits;"
  • Select "Benefits Enrollment" to enter the Open Enrollment screens.

What's New?
All employees are invited to attend the Optima Wellness and Health Screening event Monday, February 18, from 11am to 2pm in CEBAF Center Room F113. At this screening, employees will have an opportunity to receive a comprehensive range of health assessments geared towards examining your personal wellness. At the conclusion of the screening, employees will have an opportunity to receive counseling with a licensed professional and learn techniques to minimize potential health risks.

To register for an assessment please follow this link: 
Wellness and Health Screening Registration Link


2019 Benefits Annual Renewal at a Glance Table: Key Changes

Type of Benefit

Highlights for April 2019

Medical Insurance

  • Anthem Premium increases: KeyCare 10 PPO and the HealthKeepers 15 POS plan is 5%; to keep premium rates more affordable and at a moderate cost, the Lab is replacing the current “Open formulary” prescription medication plan with the “Essential formulary”; please visit the Benefits Webpage to learn more about Anthem’s “Essential” drug formulary details
  • Optima Premium increase: the 20/40 HMO plan increase is 6.5%

Dental Insurance

  • Premium rates and benefits remain unchanged

Employee Voluntary:
Short-Term Disability

  • Short-term disability premium rates and benefits remain unchanged
  • This is your opportunity to apply for coverage if you’re not enrolled; all applications are subject to approval from MetLife, JSA’s disability insurance company

Employee Voluntary:
Optional Life Insurance

  • Optional life insurance premium rates and benefits remain unchanged
  • This is your opportunity to apply for coverage if you’re not enrolled.  All applications are subject to approval from MetLife, JSA’s disability insurance company
  • Employees should review beneficiary designations in the Employee Self-Service (ESS) system to ensure they are up to date (ex. Life Insurance beneficiary designee)

Flexible Spending Accounts (Medical & Dependent Care)

  • Health Care Flexible Spending Account (FSA) contribution limit will continue at $2,550
  • Dependent Care Flexible Spending Account (FSA) contribution limit will continue at $5,000; consult the plan for eligibility requirements
  • All current participants must re-enroll each year to continue participation in either Flexible Spending Account

  • To learn more specifics about premium changes, follow the links to view the Summary of Benefits and the Benefits Enhancements and Key Changes Matrices; these are also found on the Benefits Webpage.
  • Dependent coverage is available up to age 26; consult the plan for eligibility requirements.
  • JSA's benefit plan year renews on April 1, 2019, and remains in effect through March 31, 2020. Any changes made during open enrollment will be effective on April 1, 2019.

Training on the ESS System, as well as a brief overview of the 2019 medical plans and all other JSA sponsored benefits, will be offered at the following times in CEBAF Center, Room F113:

  • Wednesday, February 13, 2019: 11:00 am - 12:00 pm
    • Anthem and Optima Representatives will be on-site for General Q&A (2/13/19 only)
  • Tuesday, February 19, 2019: 2:00 pm - 3:00 pm

The deadline to make changes for the 2019 benefits year is February 22, 2019.
The elections you make will remain in effect for the entire benefit year unless you experience a permitted life status change.

In an effort to be as responsive to employees as possible during this peak time, please email your benefit questions to benefits@jlab.org. HR Benefits staff will provide follow up by the end of the business day.

Regards,
Rhonda Barbosa
Human Resources Director