Important Changes Regarding Anthem Medical Benefits & Open Enrollment

Colleagues,

Anthem Insurance recently notified Jefferson Lab that as of April 1, 2012, network and design changes will occur with the Lab's current medical insurance products. Anthem is in the process of streamlining their plan options to better manage cost and complexity. These changes were mandated by Anthem and are unrelated to the Benefits Cost Study measure that Mont discussed in November.

As a result of Anthem's realignment efforts, listed below are some important changes affecting BlueCare Indemnity, KeyCare PPO 15, and HealthKeepers HMO medical benefits. The newly offered medical plans are comparable to your current elections; however, you should carefully review the information to know how your benefits are changing if enrolled with Anthem or are considering Anthem as your health insurance provider.

  • KeyCare PPO 15 medical plan will be replaced with Anthem's Key Care PPO 10 medical plan. The KeyCare PPO 10 plan closely resembles the current PPO selection that is available today . All KeyCare PPO 15 participants will automatically default to the KeyCare PPO 10 medical plan effective April 1, 2012. You will have the option to go into the Employee Self Service system during open enrollment to change your elections if you choose.
     
  • BlueCare Indemnity medical plan will be discontinued as a product offered by Anthem effective March 31, 2012. The robust network that Blue Care once offered to its members is no longer applicable because the KeyCare PPO network has become as inclusive . All BlueCare Indemnity members will automatically default to the KeyCare PPO 10 medical plan effective April 1, 2012. You will have the option to go into the Employee Self Service system during open enrollment to change your elections if you choose.
     
  • Healthkeepers HMO medical plan will be eliminated and replaced with a Point of Service (POS) medical plan. The POS plan will offer an out-of-network feature that is currently not an option provided by the Healthkeepers HMO plan. All HealthKeepers HMO members will automatically default to the HealthKeepers POS medical plan effective April 1, 2012. You will have the option to go into the Employee Self Service system during open enrollment to change your elections if you choose.

For those enrolled in Optima, medical insurance plan offerings will not change. You will continue to automatically default to your current elections in the Optima Plan. During open enrollment you will have the option to go into the Employee Self Service system to change elections if you choose.

Open enrollment will be February 14-29, 2012. Additional information sessions will be scheduled to assist with inquiries. Anthem Representatives will also be on-site during some of the information sessions to answer questions.

Open enrollment materials will be available online starting February 14, 2012. This material will provide details about the Anthem plan modifications to better educate you on the rates and plan design differences that will result from Anthem's restructuring efforts.

Note: If you want to change plans, add/remove dependents, drop medical coverage or enroll in the Medical Flexible Spending Account, you MUST enter the Employee Self Service Open Enrollment system and complete the appropriate steps.

As always, we are committed to providing comprehensive and competitive benefits as well as communicating any changes impacting your benefit selections.

Rhonda
Human Resources

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